UPI Paymant
UPI (Unified Payments Interface) is a real-time payment system that allows users to instantly send or receive money between bank accounts using a mobile app, with just a UPI ID or QR code — anytime, anywhere.
UPI DMT Full Facility – Advantages & Process
Instant, Secure, and Nationwide Money Transfer with NearPoint
How to Use UPI DMT in the NearPoint App
Open the NearPoint App.
Go to the DMT / UPI DMT section.
Enter the customer’s mobile number.
Fill in the Bank Account Number + IFSC Code or simply enter the UPI ID.
Confirm and complete the transaction instantly.
1. Instant Money Transfer (Available 24x7)
With NearPoint’s UPI DMT service, funds are transferred instantly to any bank account across India — 24 hours a day, 7 days a week, 365 days a year, including Sundays and bank holidays.
No need to wait for bank working hours.
Immediate settlement and credit confirmation.
2. Flexible Transfer Limits
Transfer any amount starting from ₹1 up to ₹25,000 per transaction.
The daily transfer limit extends up to ₹1,00,000, subject to platform or bank policy.
Ideal for small-scale and high-value transfers alike.
Suitable for retailers, customers, and business users.
3. Transparent and Affordable Charges
A clear and consistent fee structure ensures transparency for every transaction:
| Transaction Amount | Charges |
|---|---|
| ₹1 – ₹1,000 | ₹10 flat |
| ₹1,001 – ₹25,000 | 1.2% of the amount |
Customers know the exact charges upfront.
No hidden or additional costs.
4. UPI ID-Based Transfers (No IFSC or Account Needed)
Customers can send or receive money using only a UPI ID, without entering account numbers or IFSC codes.
Faster and simpler process.
Reduces manual errors in bank details.
5. Safe and Secure Transactions (RBI-Compliant)
All UPI DMT transactions are processed through RBI-approved and NPCI-regulated channels.
Bank-grade encryption and two-factor authentication ensure complete security.
Funds are transferred safely to verified accounts.
Customer data and money remain fully protected.
6. Instant SMS Confirmation
After each successful transaction, customers receive an SMS confirmation containing transaction details and a reference ID.
Serves as a valid payment proof.
Easy to track and verify anytime.
7. Commission Benefits for Retailers and Agents
Authorized NearPoint retailers and agents earn commission on every successful UPI DMT transaction.
Attractive income opportunities for shop owners, CSC centers, and entrepreneurs.
Commissions are credited instantly to the retailer’s wallet.
8. No Heavy Documentation
The process is designed to be simple and paperless.
Customers only need to provide their mobile number and account or UPI details.
No repeated KYC required.
Saves time and ensures faster service delivery.
9. Nationwide Bank Coverage
NearPoint UPI DMT supports all major Indian banks, including:
SBI, HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank, Bank of Baroda, Kotak Mahindra Bank, Canara Bank, and many others.
This ensures universal reach and smooth transfers across the entire banking ecosystem.
In Summary
NearPoint UPI DMT is a complete money transfer solution designed for speed, security, and convenience.
It empowers retailers, agents, and individuals to perform instant, low-cost fund transfers anytime, anywhere — while earning attractive commissions and promoting India’s digital payment ecosystem.