NearPoint Launches Kotak AEPS, Aadhaar Pay & Cash Deposit Services in India

Secure • Compliant • Aadhaar-Enabled Digital Banking Solutions

NearPoint, a digital financial services platform operated by Ettmoss Services Solution Pvt. Ltd., proudly announces the launch of AEPS, Aadhaar Pay, and Cash Deposit services in partnership with Kotak Mahindra Bank.

This strategic integration strengthens NearPoint’s nationwide digital banking ecosystem, enabling merchants and partners to deliver secure, biometric-based financial services across urban, semi-urban, and rural India.

What Is Kotak AEPS on NearPoint?

Kotak AEPS (Aadhaar Enabled Payment System) on the NearPoint platform allows customers to access essential banking services using their Aadhaar number and biometric authentication.

Built on NPCI-approved infrastructure and aligned with RBI compliance standards, the solution ensures high reliability, transaction security, and seamless service delivery.

AEPS & Aadhaar-Enabled Services Available

NearPoint now offers the following services under Kotak AEPS:

• Cash Withdrawal – Instant cash withdrawal using Aadhaar and biometric verification

• Balance Enquiry – Real-time bank account balance check

• Mini Statement – View recent transaction history

• Aadhaar Pay – Secure merchant payments directly from customer bank accounts using biometric authentication

• Cash Deposit – Aadhaar-enabled cash deposit into customer bank accounts

• Secure Biometric Authentication – Strong identity verification ensuring safe and compliant transactions

Key Benefits of NearPoint Kotak AEPS

• High Transaction Success Rate with stable processing

• Fast & Transparent Settlements

• Secure and Fully Compliant Infrastructure

• Pan-India Service Availability

• Scalable Solution for fintech platforms and BC networks

• Enhanced Financial Inclusion at the last mile

Who Can Use NearPoint AEPS Services?

NearPoint’s Kotak AEPS and Aadhaar Pay services are ideal for:

• Business Correspondents (BCs)

• Retailers & Merchants

• Distributors & Super Distributors

• Fintech & Digital Service Providers

Partners can expand their service portfolio while offering trusted, bank-grade financial services to customers.

Compliance, Security & Trust

NearPoint follows strict regulatory and security protocols, including NPCI and RBI guidelines. All AEPS and Aadhaar Pay transactions are processed through secure channels with biometric authentication, ensuring data privacy, transaction integrity, and customer confidence.

Driving Digital Financial Inclusion

The launch of Kotak AEPS, Aadhaar Pay, and Cash Deposit services reinforces NearPoint’s commitment to empowering communities through technology-driven banking solutions. By bridging the gap between banks and end users, NearPoint continues to play a key role in India’s digital financial inclusion journey.

Get Started with NearPoint AEPS

Merchants, distributors, and fintech partners can onboard on NearPoint to start offering Kotak AEPS services and grow their digital banking business.

For onboarding, integration, or partnership inquiries, please connect with NearPoint through official communication channels.