NearPoint Insurance Services

Empowering Financial Security Across India

Join NearPoint and Make a Real Difference

NearPoint Financial Services is an IRDAI-licensed Corporate Insurance Agent, dedicated to providing trusted, affordable, and transparent insurance solutions.

For individuals and partners looking to safeguard customers’ financial well-being, NearPoint offers thoughtfully curated insurance products from India’s leading insurance providers, including:

• SBI General Insurance
• Life Insurance Corporation of India (LIC)
• Aditya Birla Health Insurance
• Go Digit Insurance
• HDFC Life
• HDFC Ergo
• Oriental Insurance Co. Ltd.
• National Insurance Co. Ltd., and many others.

Our goal is to ensure financial protection and peace of mind for every customer through a well-trained, certified agent network operating across India.

Our Commitment

NearPoint is committed to offering a comprehensive range of affordable insurance products that meet the specific needs and budgets of customers. These products are distributed through our dedicated Point of Sales Persons (POSP) network, ensuring accessibility and convenience for everyone.

What is Insurance?

Insurance is a financial safeguard that protects individuals and families from unforeseen events such as accidents, illnesses, or property damage. By paying a small regular premium, customers receive financial assistance during emergencies, helping them avoid major financial burdens and maintain stability.

Becoming a NearPoint POSP Agent

At NearPoint, we carefully appoint Point of Sales Persons (POSPs) after a thorough selection and certification process. Agents receive comprehensive training on insurance products and sales ethics, enabling them to offer accurate advice and exceptional service.

Our POSP agents:

• Earn attractive commissions on each policy sold
• Access exclusive and diverse insurance products
• Assist customers in understanding benefits and coverage
• Help clients make informed insurance decisions

NearPoint ensures every POSP is equipped to provide genuine support and help customers achieve financial protection with confidence.

Affordable Insurance for All

NearPoint’s mission is to make insurance accessible to every Indian citizen.
Our products start from as low as ₹2, allowing even lower-income customers to benefit from essential protection without financial strain.

Insurance Plans Available to NearPoint Partners

1. SBI General Insurance – Hospital Cash Policy

This exclusive plan provides daily cash benefits during hospitalization:

• ₹2,000 per day for regular hospitalization
• ₹4,000 per day for ICU admission
  Available exclusively on the NearPoint App and Portal.
  More Details

2. Aditya Birla – Accidental Insurance Policy

Provides coverage of up to ₹5,00,000 against accidental injuries, disability, or death.
Helps ensure financial stability during unforeseen circumstances.
More Details

Why Partner with NearPoint for Insurance?

1. Trusted Partnerships

We collaborate with India’s top insurers to deliver the best coverage options:

• SBI General Insurance: Reliable and comprehensive protection plans.
• LIC of India: Trusted for life and investment-linked insurance solutions.
• Aditya Birla Health Insurance: Affordable health coverage for families and individuals.

2. Diverse Insurance Portfolio

NearPoint offers a wide range of insurance plans, including:

• Accidental Insurance: Low-cost personal accident policies that offer financial compensation in the event of accidental death or disability.
• Health Insurance: Comprehensive coverage for hospitalization, medical treatment, and related healthcare expenses.
• Motor Insurance: Affordable two-wheeler and four-wheeler insurance policies covering accidents, theft, and natural disasters.
• Hospital Cash Plans: Fixed daily cash benefits during hospitalization to cover incidental and non-medical expenses.

3. Services with Affordable Premiums

We design insurance plans for all income segments, ensuring maximum coverage at minimal cost. This allows our agents to serve customers who cannot afford high-premium insurance without compromising on protection.

4. Single-Portal Access

Agents can manage all insurance services through the NearPoint platform, eliminating the need for multiple logins. This enhances operational efficiency and convenience for both agents and customers.

5. Embedded Accidental Insurance Plans

NearPoint offers embedded micro-insurance products integrated with NearPoint services:

Features:

• Low and flexible premiums
• Instant activation through NearPoint services
• Simple and fast claim process

6. Personal Accident Insurance

NearPoint offers Aditya Birla Active Personal Accident Secure Policy, providing coverage up to ₹5,00,000 for just ₹300 per annum.

An additional plan offers ₹1,00,000 coverage for only ₹75 per year.
These plans cover accidental death, permanent total disability, and permanent partial disability.

Benefits:

• No age limit
• Affordable annual premium
• Comprehensive financial security
• Quick claim settlement

Why Insurance is Important

1. Financial Security

Insurance acts as a safety net, helping individuals manage unexpected expenses from accidents, health issues, or emergencies without depleting their savings.

2. Peace of Mind

Insurance offers emotional reassurance, knowing that customers are financially protected against life’s uncertainties.

3. Asset Protection

Covers damages to valuable assets like vehicles or property, reducing the financial burden after accidents or natural disasters.

4. Legal Compliance

Certain insurance types, such as motor insurance, are legally mandatory. NearPoint agents help customers stay compliant and avoid penalties.

5. Investment Opportunities

Some insurance plans combine protection with savings, helping customers plan for long-term goals like education, retirement, or wealth creation.

Partner with NearPoint Today

Join NearPoint Insurance Services and empower yourself to help others achieve financial protection and peace of mind.
As a NearPoint POSP Agent, you’ll gain access to leading insurance products, professional training, and transparent commissions — all within one trusted platform.

Together, we secure a better future.